lunes, 4 de abril de 2011

Classified Ads

For Rent

11640


Beautiful Studio for rent in Amapas
Ocean View, terrace, furnished, A/C, kitchen, washer/dryer, cable , internet Walking distance to beach, 5 min from town.
$7,800.00 pesos per month, contact Eduardo Cel. (045) 5518328344

11611
BEAUTIFUL SPACIOUS NEWLY DECORATED 2 bedroom 1 bath apartments with all amenities.
All with gorgeous Ocean View or Mountain views Penthouse 2 bedroom 2 bath upon availability.
Long and short term.
From $6,500 pesos monthly
sorrentovallartapv@hotmail.com


House fully furnished plus TV, one bedroom, sleeps four, English satalite TV, Vonage and Telmex phones, Internet, a/c, washer & dryer, newly renovated, in Romantic Zone, short or long term. 044 322 116 5085.

11694
Casa Alicia located in Fraccionamiento Delfines, Partially furnished, 2 car parking, balcony, rear garden, indoor laundry area, storage, air conditioner in one bedroom and ground level, 3 bedrooms, kitchen with refrigerator, $8000 pesos per month. Phone 22 625 50


 For Sale
For Sale By Auction, 3-Bed/3-Bath Penthouse Corner Unit In Nuevo. Reduced To 399K. Details At Www.Puertovallartarealestateauctions.Com

One bedroom, one bath condo in 6 plex in Bucerias. Canadian owned. 2nd floor w/balcony. A/C 5 min. walk to beach. $150,00000 USD Ricardo (329) 298-1235

11694
Casa Oly, located in Las Gaviotas, 3 bedrooms + studio, 3.5 bathrooms, beautiful garden, parking for 4 cars, land: 639 sq mts, $433,000 USD. Phone 22 6 25 50

11694
Condominium Raul, located in Marbella on the main avenue of Puerto Vallarta , 2 bedrooms, 1 bathroom, A/C, common swimming pool, security, $110,000 USD. phone 2262552

11694
Condominium Shangrila located in marina vallarta , ocean view, fully furnished, 4 bedrooms, 4 bathrooms, jacuzzi, swimming pool, gym, security, tennis court, $850,000 USD. Phone 2262552 Rental Price $3,500 usd per month.

11694
Casa Serafines located in Rincón del Cielo, furnished, 2 bedrooms + studio, 3 bathrooms, equipped kitchen, Laundry room , A/C, Swimming pool, Security, $1,300,000 pesos. Pone 2262552



Services
11647
Professional Cleaning Service, Yachts, Boats, Houses and Condos
Honest and Professional Call Alejandra at 044-322-152-1173

11612
EXPERIENCE MEXICO
Tours to: Mexico City/Taxco/Cuernavaca CUBA, “Havana Unforgettable Experience” Oaxaca
Argentina Tonala Original “Shop Till you Drop” Tour All Alegre Tours originate and end in Puerto Vallarta
rvaldez714@hotmail.com
www.AlegreTours.com

11610
AMERICAN BOARD - CERTIFIED CHIROPRACTOR
Bahia Mobile Chiropractic Erik Fulfer, DC Quality affordable chiropractic care at your Home, Office, Resort or Spa.

ONLY $20 USD/ $250 MXP per visit!
bahiachiro@gmail.com/www.bahiachiropractic.com (322) 182-5045

11694
Property Management in Puerto Vallarta & Riviera Nayarit.
• Rental Collection
• Legal Assistence
• Payment of Services
• Maintenance
• Cleaning
Contact: 322 22 6 25 50
daniela@airtouchmexico.com
AIRTOUCHReal Estate

Useful Everyday Spanish Phrases

¡Buenos días!
bway-nohs dee-ahs
Hello! / Good morning!

¡Buenas tardes!
bway-nahs tard-ays
Good afternoon!

¡Buenas noches!
bway-nahs noh-chays
Good evening! / Good night!

Adiós.
ah-dee-ohs
Good bye.

Bienvenidos
byen-veh-nee-dohs
Welcome

Por favor.
por fah-bor
Please.

(Muchas) Gracias.
(moo-chahs) grah-see-ahs
Thank you (very much).

De nada.
day nah-dah
You’re welcome.

Hasta la vista / Hasta luego.
ah-stah lah vees-tah
/ ah-stah loo-ay-go
See you / See you later.

Lo siento
loh see-ehn-toh
I’m sorry

Con permiso / Perdón / Disculpe
kohn pehr-mee-soh / pehr-dohn / dees-kool-peh
Excuse me / Pardon me

Sí / No
see / noh
Yes / No

Me llamo... / Mi nombre es...
may yah-moh / mee nohm-breh ess
My name is...

¿Hablas inglés?
ah-blahs een-glehs
Do you speak English?

¿Puedes ayudarme?
pweh-deh ah-yoo-dar-meh

Claro / Claro que sí
klah-roh / klah-roh keh see
Sure / Of course

¿Dónde está / Dónde están... ?
dohn-deh eh-stah / dohn-deh eh-stahn
Where is ... / Where are ... ?

If you are a first time visitor to Puerto Vallarta, please remember you are in a different country with very different customs besides just the language itself. Mexican people for the most part are very polite, friendly, quite hospitable and usually have big smile on their face.

Many “gringos” not aware of this, especially the ones that have never been outside “Gringolandia”, sometimes come across as demanding and ridiculing. A kind word, sincere smile and “muchas gracias” go a long ways here in México.

The Zodiac Speaks

Welcome to Spring! This month finds the Sun in the constellation of Aries. The first day of Spring is an exact point astronomically.

It occurs when the orbit of the Earth around the Sun (the ecliptic) intersects Earth’s celestial equator, an imaginary line from our equator extended outward.

Aries is a fire sign, associated with the Ram, sacred to the Egyptians, and a time of resurrection (Easter) to the Christians. Mars is the ruler of Aries, and in medical astrology this sign rules the head.

The Aries intellect is purposeful and volatile. Martian energy inspires it, and it can be both creative and destructive. The Greek tale of Jason in search of the Golden Fleece demonstrates Aries energy best. He possessed the true Aries quality of leadership, and after many trials captures the Golden Fleece, and hurries off to seek another adventure in true Aries style.

Fire signs all look for love, and with Aries there is tendency toward complex arrangements leading to problems in affairs of the heart. It is Aries almost insatiable appetite and Martian spirit of conquest that can make for excess. This is true of both the Aries women as well as men.

The opposite sign to Aries, Libra is the balance to the self-asserting energy of the Ram. By learning humility and diplomacy, Aries can subdue its aggressive personality and learn to appreciate the viewpoint of others.

Aries asserts the individual; ego and often does battle with anyone that opposes the attainment of his goal. A sparring partner gives fuel to Aries fire, creating drama and adventure. Restless, physically active, dedicated to causes, and sometimes over-achievers. Aries symbolizes our entry into the hardships of reality from the meditative womb of Pisces.
Spring burst forth intent on the energy of new life. Little can stop this powerful flow.

Born in Aries: Joseph Campbell, Stephen Sondheim, Eudora Welty, Loretta Lynn, David Letterman, Doris Day, and Vincent Van Gogh. For more info: www.chartwisdom.com

The Easter season will be celebrated

by many this year at Christ Church by the Sea here in Puerto Vallarta.

The growing congregation, part of the Anglican Church of Mexico, will worship in English for the traditional Palm Sunday April 17 at 10:00 a.m., Maundy Thursday April 21 at 5:oo p.m., and Easter Sunday service April 23 at 10:00 a.m. Christ Church is the only English-language Christian Liturgical congregation in Puerto Vallarta and has attracted an increasing number of worshippers since it started in 2000.

The new church is located directly across the highway from the airport in a beautiful palapa building that formerly housed a restaurant. Completely refurbished and renewed, the church had seating for a hundred people and on recent Sundays it has been a “full house”. Additional seating has been added.

The rector of Christ Church is Father Jack Wehrs who established the Christian ministry on the aft deck of a boat berthed at the Marina.

The number attending each Sunday grew, so the congregation moved to larger and larger boats, then to condos for a few years before making the move to the building near the airport.

The worship service follows the Anglican/Episcopal prayer book and Hymnal, but Fr. Jack points out that folks of all Christian denominations are welcomed and regularly worship at Christ Church by the Sea.

Beyond Sunday services, which are held at 10 a.m. November through May, the church is actively involved in community outreach. It has put computers in handicapped schools, supplied books for school libraries, put in water filters for drinking at a local school, installed bathroom stalls for privacy, sump pumps to keep the water out of the school yards, computers in the offices, and has a number of parishioners teaching English to the kids. An ongoing project of the congregation

is bringing layettes to the new mothers at the regional hospital, and food and clothing to the poor in the area. All are invited to worship each Sunday and this Easter season at Christ Church by the Sea, located next to Thrifty Car Rental, Blvd. Fco. Medina 7936, across from the airport, just south of the pedestrian bridge from the airport, on the frontage road.

It is in a two story white building with the palapa in the rear. Services begin at 10:00 a.m. and are followed by a social hour. Babysitting is available during the service. For more information about Christ Church by the Sea, visit the website at www.ChristChurchbytheSea.org, or call Fr. Jack at 044 322 229-1129. The Easter Service on April 24th will be the final service for this season.

ASK THE MORTAGE EXPERTS

With mortgages becoming more of the norm in Mexico and with ever-increasing loan options, The Tribune is helping sort through the confusion by having your personal Financing/Mortgage questions answered by our local experts – David Schwendeman and Terence Reilly, Founder’s of MEXLend, an industry-leading Mortgage Broker based in Vallarta. We invite you to e-mail your questions regarding buying or financing Real Estate in Mexico to buyinginmexico@hotmail.com.

Q. “How secure is my property if I purchase in Mexico?” Chris M. – San Francisco, CA.

A. Very secure. In the “restricted zones” along the coast or near the border, foreign buyers are required to place the property in a Trust (Fideicomiso) with a Mexican bank.

The buyer is the beneficiary of the Trust and it is saleable, will-able and automatically renewable after 50 years.

As a buyer you have full rights of ownership, use and enjoyment. In effect, the Trust allows the transaction to act as “real property” for all intents and purposes.

This is an excellent mode of protection as the Bank Trust (Fideicomiso) places certain fiduciary obligations in the hands of a Licensed, Chartered Mexican Financial Institution. Financing adds an additional layer of protection deriving from the very thorough due diligence the Lender employs to investigate the deed of the property.

Banks tend to be rather conservative and would not offer mortgages on Mexican Property without a very high confidence level in doing so.

With financing, you not only have a Mexican bank looking out for you, you also have a US bank protecting your interests.

The Mexican economy has also been stable for many years and in fact, they are one of the top 10 emerging economies in the world.

The Mexican people are rightfully proud of their emergence onto the world scene and you can be assured that there are no foreseeable changes in the future. The advent of NAFTA in 1993 has been the driving force behind this economic miracle by opening Mexico up to foreign investment and stabilizing their currency.

Mexico’s resort areas rank among the finest in the world and the Mexican government is committing vast resources into the infrastructure of these areas to ensure that they continue to attract investment.

Proximity: Getting to Mexico is very easy for both from the United States and Canada. Most major cities offer non-stop flights directly to major tourist areas and there are more being added every year.

The “Boomer” generation: The enormous amount of accumulated wealth by the boomer generation has never been matched.

Today’s U.S. citizens and Canadians are much more adventurous than their predecessors.

Instead of settling for Florida many are investing their real estate dollars in Mexico.

Over 15,000 Americans and Canadians turn 55 each day.

Last year approximately 400,000 foreigners looked south to Mexico as an option for a place to retire or for a second home.

Few people can resist the magic of Mexico and now that financing is available, it is much more attainable for all.

MEXLend, Inc. is a Mexican mortgage brokerage that currently represents 8 different lenders offering 75 different loan options in Dollars, Pesos and Euros for buyers looking to purchase vacation or investment property throughout Mexico – including products specifically for Canadian citizens. In announced results based upon post-closing client interviews conducted by Mexico’s largest US lender, MEXLend won the #1 mark of distinction for both client satisfaction and fastest closings for the second straight cycle.

MEXLend can be reached at 322-132-7991 (in Vallarta), 917-779-9061 (while in the US or Canada), toll–free in Mexico by calling 1-800-3-Mi-Casa or go online at www.mexlend.com (For US and Euro loans) or
www.mexlend.com.mx for Peso loans.

Ask a Realtor

Q: I heard that the Capital Gain tax law exemption for foreigners has changed. Is this true?

George M. Flamingos Beach, Nuevo Vallarta

A: The law has not changed, but the interpretation and enforcement have. It is very important to remember that the intent of the exemption granted for Capital Gain tax on the sale of a primary residence is supposed to be just that; YOUR PRIMARY RESIDENCE!

That means you can’t have your primary residence in the US and exempt your capital gain tax there and do the same here in Mexico. The SAT (Servicio de Administración Tributaria), also known as “Hacienda”, is the federal tax collector.

They collect all federal taxes such as the ISR (Income or Capital Gains) tax, the IVA (Added Value) tax and the IDE (Tax on Cash Deposits).

Recently, the director of Hacienda has issued a memorandum stating: “The foreigner who does not have a valid immigrant status before the proper Mexican authority is assumed to NOT be a resident of the country and is subject to the capital gain tax.”

A valid immigrant status is considered an FM-2.

So tourist visas and FM-3’s are no longer acceptable as valid immigrant status for the purpose of proving your residence.

So if you DO NOT have an FM-2 visa, the sale of your property is considered VACATION OR SECOND HOME OR A RENTAL PROPERTY and no exemptions are permitted.

The tax on non-exempted transactions is 30% of the difference between the value declared in the deed (in pesos) and the value of the new sale, less allowable deductions or 20% of the entire amount of the transaction, whichever is less.

Therefore, when you buy your property in PV, you must insist upon having the full amount of the sale declared in the deed, in order to avoid overpaying taxes upon sale.

It is also vitally important to ask for a “factura” (official tax receipt) when doing any capital improvement on your property. In the event you have not done this, it is possible to have your property re-appraised by an authorized appraiser and this increased amount can be credited towards your tax basis.

So if you do not have an FM-2, be prepared to get one prior to the sale of your property, or be prepared to pay your Capital Gains Tax here in Mexico. Now some good news:

There is no “double-taxation” on the sale of your property here. So if you pay your Capital Gain tax here in Mexico, you will not be subject to another tax in the US and you can re-patriot the funds legally.

Please remember that your friends who may have avoided the Cap Gain tax here previously are STILL subject to audit here in Mexico (for up to five years) and Cap Gain Tax in the U.S.! So nobody gets off for free, legally.

The tax authorities in the U.S., Canada and Mexico work together and share information.

Every day there is more cooperation between the countries due to tax treaties.

It is no longer possible to own a property in one country, enjoy income from that property, and not report it in BOTH the country where the property is located, and the country where the owner lives.

Failure to comply means the owner is subject to double taxation and heavy penalties when the omission to file and declare is discovered.

So if you are considering selling your property here in PV, you should consult with a tax expert here and also your accountant in the US in order to determine the best way to file your taxes.

Here is something else to ponder; paying Capital Gains tax implies you have made a gain on the sale of your property.

Congratulations!

Would you rather have lost money, so you would not have to pay tax?

Do you have a question about Real Estate in Puerto Vallarta? Just ask!

Michael Green moved here in 1997 to take advantage of the unsurpassed lifestyle PV offers. Mike can be reached by e mail: pvgetaways@hotmail.com

SUE AND MARIE

We have talked before about the DSD (Discover Scuba Diving) program which is the dive today method and your instructor will be in control of everything you do.

So now we will let you know all about what to do if you have tried it or know you’re going to love it and want to become a certified diver.

All of the courses we teach are through the PADI (Professional Association of Diving Instructors) programme and are recognized worldwide.

The open water diver course certifies you to dive to a maximum depth of 60ft without the need for an instructor.

With your certification card you can hire gear anywhere in the world and go exploring with your dive buddy.

Scary you may think, but the course will train you to do everything in the safest way possible.

How long does this take? Years? Months?

Weeks? No, just 3 days in total. See, scuba diving really is easy.

The course covers everything from how to set up, check and care for your equipment.

The safety checks you need to go through before entering the water.

How to check how much weight you need to carry to stay submerged, when and how much air needs to be added to your BCD so you can swim along neutrally buoyant, not hitting the bottom or floating to the surface.

Neutral buoyancy swimming is fantastic, the feeling of being weightless, just like astronauts in space.

The course also teaches you about how to use your lungs to control depth under water, just like the seahorses in last week’s article.

As we breathe in we start to rise and we sink when we breathe out.
Awesome for avoiding coral and rocks with the minimum effort necessary.

In fact Scuba diving has got to be one of the most relaxing and effortless sports on the plant.

All of the skills are first taught and practised in a swimming pool and then perfected in the ocean.
You get to do four ocean dives during the learning process, which teaches you everything you need to know to go off on your own (well, with a buddy as solo diving is not a good idea) and explore.

You can even learn all of the dive theory online in the comfort of your own home.

This is very popular as during the course, you can spend your evenings relaxing for the next day’s training rather than having to study for the exam!

Exam I hear you say, yes, its 50 questions, multiple choice and 75% to pass.

It’s not hard. Honest. It the same exam the junior divers take at the age of 10! Childs play.

So whether you are here in Puerto Vallarta or reading this online, you can get started today.

Just log onto Padi.com/elearning and register under the store number 22262.